Did you forget the /s?

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Seriously, who the fuck posts paywalled shit anymore? Especially from places like 404 where neither u-block nor reader mode gets around it.

Just click through to the Taiping Rebellion.

As a child I had a mission, one I failed at over and over again. I wanted to make peanut butter toast as good as Grandma. PB toast at my grandparents’ house was delicious, at home it was trash. I thought I had it the time I noticed she put a little butter on it before the PB. My disappointment was immeasurable when I found that although it helped, it was still nowhere as good. I could never get above a 4/5 to Grandma’s 10. I started to wonder, was it just the environment? Was it sitting in Grandma’s sunny kitchen before going golfing with Grandpa that made it the food of the gods?

At some point I stopped trying and it became one of those things from childhood I forgot; until my girlfriend (now wife) went grocery shopping and bought real PB. It immediately brought back memories that I hadn’t had for over a decade. I realized this was it, it was so simple, Grandma had the real shit and I only had Skippy/Jiff shit.

It still blows my mind. How the fuck did my parents’ generation, who grew up with the good stuff, accept this shitty substitute? It’s not even cheaper. I just checked the nearest grocery store and the ones that are just peanuts and salt are the cheapest.

Dogs and other cute animals in general.

Technologies pioneered in F1 have made their way into our lives over the decades, not just in the cars we drive, but in fields as varied as pediatric surgery and air traffic control. Every car you’ve ever driven was more efficient due to something that was bleeding edge in F1 years earlier.

I’m not an expert so I couldn’t say how but I would be amazed if their current work with hybrid drivetrains don’t improve EVs.

Yeah, F1 burns a lot of gas, but calling it “just funsies” is short sighted. If you add up it’s effects over the years it’s a net positive and it’s not even close.

If you do everything right. For most people you’re just standing there with your dick, or clam, out.

Sacrifice anything outside of basic living expenses to max out your 401k(or similar), and put more in a non-tax advantaged brokerage if you can. Do not touch your 401k before retirement for any reason. Never take out a home equity loan, do a cash out refi, or roll other debt into your mortgage. (Matters of literal life or death excluded, of course.)

Retiring at 48 with a paid off house beats the hell out of succumbing to the temptation of lifestyle boat in your 20s.

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I just read it like; “Goddamn it, I rolled a fighter, not a bard, this time for a reason. What was the point of that side quest where I got this sword if I’m just going to rearrange his guts with a sword I was born with?”

If I want to do horny shit, I’ll roll up a horny character.

Yeah, shit kills me. Like those Burberry trenches that are plaid all over. It’s like they said to themselves; “Someone occasionally seeing a little flash of plaid lining isn’t good enough! Everyone within 100 meters needs to know I can afford Burberry!” Those people are usually the least likely to actually be able to afford to dress that way consistently, and/or have the worst taste.

When brands start offering shit like that, it makes me much less likely to buy anything from them. It just cheapens everything they make by association. I’m even thinking I shouldn’t use Burberry as an example because their cachet has been reduced so much in my mind with the way they have catered to people like this in recent years.

I had a little early exposure myself. A math class in junior high had a project where we invested fake money over the semester. When my dad learned of this he opened me a brokerage account and put a little money in so I was doing it for real and took the opportunity to give me some basic education. My results were…mixed, but I learned a lot. (This was the late 80s so he actually had to get on the phone every time I wanted to trade.) So I paid more attention than my peers as soon as I got my “real” job after college, this allowed me to retire as soon as I earned a pension in my late 40s. My wife thought it was weird how much I was into it when we met in our mid 20s but she says she’s very appreciative now.

Losing that 6th figure from the mortgage is huge. I remember how good that felt, congrats on the milestone!

I don’t know how long you’ve been on Lemmy but discussing sound strategies for living in a capitalist system (which most of us have no control over) instead of screaming about how everything is designed to make us wage slaves for life and ensure we die pennyless (they may be right, but many people avoid that fate and I would like to be one of them) is always going to pick up some downvotes. God help us if someone decides it’s interesting enough to post a screenshot on “the triad” and they decide to hop on their alts and come over. Comes with the territory.

Given your reading comprehension I would not recommend you read the prospectus.

Like I said, if you can’t/won’t inform yourself just play it safe with index trackers and age based funds. If you can’t/won’t inform yourself and still decide to invest in risky high-fee funds, you share at least some of the blame with the people who offered you those funds.

Yeah, different things work for different people. I’m retired and 100% stocks, but that’s because I have a pension and my house is paid off and if shit really hits the fan I can just withdraw less, or even zero, for a few years and it’ll only impact my luxury and travel spending.

I do think there should be some guardrails, but you’re right, they shouldn’t be too restrictive, people should have the choice.

You’re also right when you say education early in life would be a big advantage.

As for auto enrolling in these funds; that definitely should be prohibited. Until someone makes a selection it should go into secured bonds, just like a settlement fund with a brokerage. That at least gives them the opportunity to become informed, and if they don’t take that opportunity, that’s on them.

Yeah, they’re not “doing” anything to our 401(k)s. Allowing riskier funds to be added and reducing the liability for the people offering those funds is scummy but if someone can’t be bothered to inform themselves my sympathy is limited. When you start a new plan you get about half a tree’s worth of prospectuses, and they are also available online. If you can’t be bothered to learn, just dump it into an index tracker or one of those age based ones that slowly transitions from stocks to bonds as you age. If you put a significant amount of money into some risky get-rich-quick scheme: I’m not going to say you deserve it, but I’m not interested in hearing you cry about it.

My plan added a lot of funds a couple years ago. When I was first informed about it I was very interested to see what would be available because up to that point it was very vanilla and some of it sounded like it might work for me. It took about 30 seconds to scan the fees on these new funds for me to laugh and know they were all crap. I still read the rest of it and even aside from the fees they were all junk at best and designed to create a bunch of bag-holders at worst. It’s not forced and it’s not hidden. Be informed and/or just keep it simple and this won’t affect you.

He had to talk about it terms of the universe, as opposed to the world or the nation, because that’s how far you have to pull back to smooth out the bumps and discern the slightest of arcs.

Thanks for the recommend, I’m looking forward to watching it. I don’t know how I missed this, it was back when I still assumed everything HBO produced was good.

You ain’t wrong, but this is shit done within the settler communities to other Jews, not the Palestinians.

I’m not agreeing with the other guy, or that I don’t, I’m just saying your comment doesn’t follow from his unless the FSM guy claims to be a new prophet of the same God.

Does he claim his teachings are a new revelation from the god of Abraham?