Icy roads are generally ok if you have a front or 4 wheel drive and you know they’re icy so are on high alert and ready to deal with other motorists doing reckless shit which is 99% of the issues you’ll face (like driving their rear wheel drive car round a corner up a hill, then spinning out as they accelerated too hard and ending up sliding back down the road towards you, which happened to me but as I was driving reasonably I just pulled over to the side)

What you’ve gotta watch out for is wet leaves though… Sounds innocent enough but in the wrong conditions they’re as slippy as if not more than ice and because usually they’re fine your brain just dismisses them until the day you slide/spin on them