• 2 Posts
  • 27 Comments
Joined 1 year ago
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Cake day: June 1st, 2023

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  • I have applied for the income based payments, but I also have 2 other loans that were deemed “personal loans” which makes up the other half of all my loans.

    I’m at over $100,000 USD in debt. If I don’t pay it, they’re going to come after my family members who cosigned, and they can’t afford to pay it either, so we’re all fucked if I don’t make payments.

    BTW I was late on 1 payment and they slapped me with an additional $70 on my regular payment of $25. This is why I’ve thought about ending it. It won’t be my problem anymore and I won’t have to consider the consequences.

    I’ll just be gone forever. But I also don’t want to do that to my family if I can help it.


  • Debt to family members. If I pay them off, I’ll have a reason to keep living. If i decide to run or kill myself, then I’ll just be “a coward” and “selfish”.

    But I’ve had bad luck my whole life. I hope I’ll be able to pay them off one day, but the idea of suicide has been crossing my mind daily. I’ve been unemployed since covid except for 1 job which lasted a month, and another job this December which may only last a month.

    I am out of money. I just graduated university with a Bachelors Degree, and unlike most of my colleagues, I’ve been unable to get a job in the industry.

    My school loans are coming to collect in January. My whole family is poor. I’m the realistic example of a poor person graduating with a degree. I’m stuck poor, and I will probably die poor.