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Joined 6 months ago
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Cake day: February 6th, 2024

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  • No, the article is actually saying that people have not done this enough. Workers were better off when their employees did so for them and mandatorily (a pension system), and allowing folks to self manage how much they put away is what has led to 49% of folks within 10 years of retirement having nothing to retire on.

    There are very safe ways to invest. Doing it poorly and a lot is a gamble; taking a little time to understand different investment vehicles and portfolios and the risks associated with each allows you to earn interest at literally any level of risk. An example, money market funds earned 5%-8% on 2023, and it is literally impossible for MMFs to go negative. Certified deposits offered up to 5.5% guaranteed returns. The benefit of pensions is that employees don’t need to learn all that and make those choices in order to benefit from them.









  • Hard disagree that earbuds negate codec importance. I love open-back over-ears, but one of my best pairs of headphones are Moondrop IEMs, and I can hear differences in audio quality more noticeably on them than a lot of speakers. I very often plug them into a Bluetooth receiver for semi-wireless convenience, and I can absolutely hear the difference between LDAC and SBC.

    However, yeah definitely agreed that $150 is fair for what’s being offered here. Limited codec support is common (if unfortunate) enough in similarly priced gear without the other benefits these bring, so I’d say it’s fair enough unless the drivers themselves are bad.


  • Your only option is insurance. You’re not gonna find an all-steel pair (would be terribly uncomfortable) with somehow unscratchable lenses, and short of that, how could any pair be bifl.

    Honestly, if they have flexible or generally solid hinges, that’s the most you can do to avoid the most common point of failure in cheap glasses, and beyond that, their longevity depends on use much more than build quality.

    As for sustainability, there are a lot of cheap and nice brands using recycled materials or bamboo. But the best thing you can do is treat a pair well so you can go longer before replacing them.