So annoying. Uranusiance.
So annoying. Uranusiance.
Weird, I didn’t see that. fingers crossed it’s a bluff lol
Say you’re from California on the form and it’ll change what you have to enter. You don’t have to put in an address or verify CA residency.
Including the opt out link in the announcement article is a good guy move on the writer’s part. Thanks, Kate. You’re a pal.
Yeah I’d absolutely consider replacing or augmenting my display with something like these glasses, but asking people to pay more, downgrade specs, replace their whole system, all while picking up an unfamiliar OS… I’ll wait for the gen 2. Or 4.
Definitely a shitpost and a whoosh
You’d find very few financial advisors or experts who would recommend putting your retirement portfolio entirely in gold.
As opposed to non-business MNBAs of course
No, the article is actually saying that people have not done this enough. Workers were better off when their employees did so for them and mandatorily (a pension system), and allowing folks to self manage how much they put away is what has led to 49% of folks within 10 years of retirement having nothing to retire on.
There are very safe ways to invest. Doing it poorly and a lot is a gamble; taking a little time to understand different investment vehicles and portfolios and the risks associated with each allows you to earn interest at literally any level of risk. An example, money market funds earned 5%-8% on 2023, and it is literally impossible for MMFs to go negative. Certified deposits offered up to 5.5% guaranteed returns. The benefit of pensions is that employees don’t need to learn all that and make those choices in order to benefit from them.
I mean maybe, but 401ks almost always require you to set a target fund or indicate a preferred risk level just to set an account up. So unless the commenter went out of their way to not allow their 401k to be invested, it would almost certainly be invested in, at least/lowest risk, an interest bearing cash equivalent, like a MMF as you mentioned. And MMFs were crazy last year, some earning like 7% with essentially no risk and great liquidity.
Yeah the comment treats 401ks like they are checking accounts rather than investment accounts. Outside of a major recession, a 401k should outperform inflation. And if it grows at 5% (conservatively) during a 30-year career and then you happen to have to retire during a 2008-scale recession, you’ll still have way more than your principal investment in there.
Except that 401ks are invested. By default they tend to be invested in a relatively stable, diverse portfolio along the standard long-term investment guidelines of ~60/40 balance of stocks and fixed or cash holdings. Mine made 15% last year invested even more conservatively than that, and it’s a no-name 401k provides by my small employer. I would have made significantly less with gold.
If you think people’s 401ks are just sitting there in a low-interest checking account, I don’t think you understand how they’re actually structured.
Check out 3rd Wave Water, you can take coffee snobbery to heights you’ve never imagined…
So the solution to 401k inequity is employer-sponsored gold reserves? I think just returning to a pension system probably works…
(Nor are any of the issues with 401ks mentioned in the article related to inflation)
Hard to recognize him without multiple hotdogs
A flavored oxygen multi-tank and gas mask. Inhale this shit that Xzhibit and a mechanic put in your car!
Hard disagree that earbuds negate codec importance. I love open-back over-ears, but one of my best pairs of headphones are Moondrop IEMs, and I can hear differences in audio quality more noticeably on them than a lot of speakers. I very often plug them into a Bluetooth receiver for semi-wireless convenience, and I can absolutely hear the difference between LDAC and SBC.
However, yeah definitely agreed that $150 is fair for what’s being offered here. Limited codec support is common (if unfortunate) enough in similarly priced gear without the other benefits these bring, so I’d say it’s fair enough unless the drivers themselves are bad.
Your only option is insurance. You’re not gonna find an all-steel pair (would be terribly uncomfortable) with somehow unscratchable lenses, and short of that, how could any pair be bifl.
Honestly, if they have flexible or generally solid hinges, that’s the most you can do to avoid the most common point of failure in cheap glasses, and beyond that, their longevity depends on use much more than build quality.
As for sustainability, there are a lot of cheap and nice brands using recycled materials or bamboo. But the best thing you can do is treat a pair well so you can go longer before replacing them.
Anything is toxic when concentrated enough. Fish food kills fish at high volumes; fish kill humans at high volumes.
What’s crazy is there are really good ways to dilute things–namely using a high volume of water…
"Yeah? The jerk store called! They’re out of you!