Would love to have seen OpenPilot form Comma on this list to how it compared.

Just out of curiosity, since I’m also considering bonds, what is “close to retirement” enough to consider non insignificant bod allocation?

Thanks for the input! I’ve been thinking that’d I’d probably just stick to index funds and avoid (for now) individual companies. My financial advisor does do individual companies (to fit the allocation targets), and does do tax loss harvesting, but I think that might be a bit complicated for my initial attempts.

I had thought about doing something like S&P 500 fund + some set of small and medium cap index funds, rather than trying to identify individual companies that fit into “large/mid/small cap & industry spread”, but even in those broad realms there’s lots of “index 500” funds and lots of “medium/small cap” index funds, how do I figure out which ones to buy and how to compare them?

I don’t think that’s a bad extension of the analogy