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Joined 1 year ago
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Cake day: June 30th, 2023

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  • I don’t understand why people like Facebook marketplace. It’s so transparently a way for them to just gather more shopping habits data on you, and it’s too easy for scammers to use. They act like having an account somehow makes it harder to scam.

    I would much rather support the website run by a skeleton crew that has no unnecessary features than get a few bucks more on FB marketplace. If I’m selling something that I’ve used, it’s cause I want to get rid of it, anyway.



  • You essentially gamble a little bit. Most people get insurance through work (or they are part of a family plan). Generally, you’ll have a few plans to choose from. If you are older, or have recurring issues, you might pick a plan that’s a little more expensive, but covers more costs. If you are young and healthy, you might pick a cheap plan, essentially betting that you won’t really need healthcare other than your yearly checkup and some vaccines.

    The biggest thing with healthcare in the US is that it’s very complex. Even if you have insurance that should cover something, it can be hard to find a doctor that’s part of your insurance, so people often put off going to the doctor, which is part of the reason why costs are high. Teeth and eyes have separate insurance cause they are optional, apparently.

    You basically have “premiums” that are your monthly payment. If you get your insurance through work, they cover a percentage of that; generally a pretty hefty amount of it. They usually don’t outright tell you what percentage, though, so many people think insurance is cheap, and get a rude awakening when they lose a job, and suddenly can’t afford $1000 a month when they used to be paying $100. Those premiums are taken out of your paycheck pre-tax, too, which gives you even more of a benefit if you have a job.

    Depending on the “style” of the plans, they cover things differently. They all (I think) cover “preventative care” completely, which includes your yearly checkup, vaccines, and birth control for women. After that, some plans have “co-pays”, which are set costs for a few things, like $25 for a normal doctors visit, $50 for a specialist, $100 for an emergency room visit. Some just cover a percentage of those costs, and some don’t pay anything until you hit a limit (the deductible). Finally, there’s an “out of pocket” limit. That’s most you’ll have to pay in a year, after which point the insurance covers everything.

    All together, I pay less than $1000 a year for healthcare, but if I got really sick, and needed a bunch of expensive healthcare, I would quickly hit my out of pocket maximum, which I think is like $6,000. I could cover that, but many people cannot cover an expense like that on short notice.

    The number on bills is very misleading. The hospitals know that insurance will negotiate down, so they start high, and then after the negotiations, insurance will pay some or all of the remainder. If you don’t have insurance, you typically don’t pay that whole number on the bill, either, cause the hospitals recognize that they dont have to adjust it up for the negotiation. You can still negotiate on your own, though.



  • The problem I have with that is the same problem I have with the way people talk about most colonizer-colonizee(?) relationships. In many cases, you don’t have the big bad powerful people going in and doing violence against natives. The powerful sit at home, and force their local poor into a position where they have to do violence in order to survive. Yeah, you had your Christopher Columbus types, but they weren’t/aren’t the majority.

    Odds are, those loggers are members of another local tribe, who have been economically forced into illegal logging. Logging is super dangerous, and there’s no way that the people actually responsible, who are the ones making real money off of it, are out there with chainsaws.

    Tl;dr, they need glocks and bus tickets






  • They need to do better at wording the titles of articles like this. It should read something like “34 dead after drinking tainted/poisoned liquor”. Contrary to popular belief, brewing does not produce enough methanol to be toxic, and distilling does not concentrate it relative to the ethanol to a point where moonshine could be toxic. Media likes to portray like you have to be careful not to produce methanol, when really, you would have to intentionally make it. Here’s a good writeup about it.

    Methanol toxicity only really occurs when people deliberately add methanol to alcohol, either as a deterrent to keep you from drinking it (e.g. hardware store “denatured alcohol”), or to counterfeit real drinking alcohol. I can guarantee you this is a case of someone dumping a bunch of cheap, industrial methanol into watered down real booze to increase profits.


  • In America, the government doesn’t technically have the right to know where you live. You don’t automatically get to vote without registering because the government doesn’t necessarily know where you live. You have to give your address to get a driver’s license, so often that government office also does voter registration.

    Before our elections, we have primaries. That’s where each party picks who the candidates are from that party, but they are a state-run event. Technically a party doesn’t need to do this, they could just submit their candidate to the final election. Every state does it a little differently, but in many states, you need to declare which party you are a part of in order to take part in the decision for who that party is sending to the election. In some states, it’s optional, and when you go to vote in a primary, you tell them which party you want to select the candidate for, and they give you that ballot. Other states are weird and do what’s called “caucusing”, where everyone from a particular party within that voting district meets up, and they try to come to a decision on which candidate to send forward. In those states, it’s not a blind vote, but you essentially get a sort of instant runoff, at least in my understanding.

    It looks like in Ireland, since you have multiple parties, you have more options at your elections, so you don’t have to help the parties pick their candidates?


  • I think it really goes back through history. Finland was a possession of Sweden and then Russia. The nobility would have spoken either of those languages depending on who was in charge, and ethnic Finns were essentially pawns for the larger powers, and the finnish language wasn’t even written down much.

    This changed when Russia started to crack down on Finnish culture, leading to a surge in pro-Finnish sentiment. People even changed their names from Swedish versions to finnish versions, and went from using “Christian” names to names from finnish mythology or culture. Actually, it’s somewhat similar to how black Americans changed naming conventions in the Civil rights era. The very concept of finnish-ness was somewhat of a working class concept. This, combined with a similar law of jante type belief meant there was and is much more of a focus on the collective good than in other countries.

    During the Russian revolution, a Civil War erupted between left wing and right wing, with the right wing wanting a German aristocratic monarchy over finland. The right wing actually won, but it was very short lived because Germany lost WW1 right aftwards, and a liberal democracy was formed. Finland was super poor, but started to build itself up as it’s own country.

    When WW2 rolled around, most people are familiar with the Winter War where they held their ground against a Russian invasion. Most people aren’t as familiar with the Continuation War against Russia, where they (with the support of germany) continued to fight against Russia, or the Lapland war, where they actually had to fight against Germany to kick them out of the country. The Germans actually used scorched earth on finland as they retreated, knowing they were losing WW2.

    After all of that, a huge swath of finland was destroyed by the Germans, or annexed by the Russians, leaving many homeless. Finland had to provide for those people, so homes were rebuilt rapidly throughout the country. Since they were in the soviet sphere of influence, but they weren’t a Warsaw pact country, they didn’t get any assistance from the eastern bloc (and they actually had to pay reparations as an axis country). They were also not included in the Marshall plan that helped provide recovery to western Europe.

    They survived as a people by taking care of each other, and they are very proud of that. If you go to a Finnish museum, next to works of art and science, you’ll see things like the baby box, or other displays about the establishment of the welfare state. Many countries have a welfare system, but treat it like a dirty secret, while they celebrate what they were able to accomplish.

    One last thing I think is really cool is that they are not afraid to experiment with policies. Many governments will do little trials of policy here and there, but not many go to the point of actually doing scientifically rigorous studies.