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Joined 1 year ago
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Cake day: July 8th, 2023

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  • It’s a cat and mouse game to achieve “the best” rewards. It’s made this way on purpose and they change monthly/on a cadence (as you most likely all know). I always look around to research and modify our usage per expenses.

    That said:

    • Amex Platinum for travel (hotels, flights)
    • Chase Freedom for gas (rewards are sometimes targeted)
    • Chase Sapphire for streaming, bills and randoms because I like their points incentive(s)
    • Citi Simplicity for balance transfers, since they tend to target my family for generous offers (like when we had to buy a new living room :/)

    Other than the Citi card, we pay our balances. Our rewards points are pretty built up at this point and we’ll use them for things like vacations, or vacation add-ons, rentals or gift cards for the kiddos.