I have lots because Colorado falls are roller coasters with temp.

On “warm” 50⁰ days, I’m usually do a base layer of a Nike pro lycra shirt and shorts, then typical jersey and shorts with arm and knee warmers.

On cooler days, same bases, but with a warmer jersey and maybe fleece knickers or tights. The fleece cycling gear is always smaller than the summer gear and stretches less as well, so I find it very uncomfortable. Maybe lycra booties, ear warmer and comfy gloves (love the head gloves from Costco).

If I’m crazy and it’s under 20⁰, then a very warm capo jacket over a long sleeve base layer and 2 layers of tights sandwiching my shorts (or a unique pair of pearl izumi wind proof tights), warm pearl gloves, warm hat and neoprene booties. If I’m lucky, I’ll last an hour.

When I realized I could say “I’ve been doing this for 20 years”.

Strangest thing that has worked for me is finding out that deposits are sticky: money tends to stay where you put it. So, switch your direct deposit to your savings account and then transfer out what you need for bills. More of it will tend to stay in savings than be the “i have extra money this month, maybe I’ll go shopping” money you discover at the end of the month. This is related to pay yourself first, but it makes it much easier. If you automate your bills – from your checking account, not through the biller’s site – you will very quickly start to see your savings grow. Change that savings account into an investment account and things start to build even more.

As a trainer, I see and help people with this a lot. First thing is you need to find out what’s causing it: is it stress (stress causes certain muscles to tense that pull your head forward), too much computer (or anything that puts your hands in the same position with a stooped neck, like reading, typing, sewing, driving, phones, etc etc), general slouching, low muscle tone, bad breathing mechanics, scoliosis or some other osteo pathology, or some other condition? Once you know that cause, you can start working on eliminating it. As you lessen the cause, you can strengthen the muscles that counteract what’s pulling you into kyphosis. Exercises that do this include face pulls, rear delt flys, rows, pullups and quadruped arm swings. There are others, and you will need to look at your breathing mechanics as well. You’re probably also going to need to stretch your pecs and shoulders and neck. To make sure you’re getting everything lined up, you would do best to find an experienced and knowledgeable trainer and/or physical therapist. Your basic meathead might not be as concerned or educated in straightening you out. Also be ready to commit to this for at least a year. Progress with ligaments takes 6-18 months, so don’t expect results in a week. You could see a chiropractor or a rolfer, but there are so many quacks out there that I couldn’t recommend it. One visit to a chiro could fix certain joints if you can’t get your head all the way back, but more than 1 is likely unnecessary. Find some trusted professionals with actual schooling and they should be able to help you out. Good luck!

Plus, if you buy directly from the manufacturer, you know you’re getting a legit product with a good warranty. Some brands also have stores that double as service centers. If I order Nikes and they don’t fit, I can return them to the local Nike store. Many offer free shipping just like Amazon, easy returns, better color choices and no creepy tracking or crazy knockoffs.